KCB Information Services has just made your job easier!
Our ONE PLATFORM system
makes training simple with ONE web page format for all your credit
How many different venders are you paying?
How many different systems do you need to know?
How many different log ins do you need?
you know what “miscellaneous” charges are on your credit bureau bills?
Who do you talk to if there are problems or questions?
paying monthly fees, before pulling your first credit report?
Have you received training on reading & pulling credit
reports? Have you received training so you can
understand credit scores?
With our ONE PLATFORM system, users are assigned only those products
and reports for which they are authorized.
Now you can compare the products and services from KCB to your present
Mortgage/ServicePlus Your present
credit bureau or software
All our systems allow you to enter the
correct Purpose Codes Yes
Mortgage credit reports (loans sold on the secondary
Consumer credit reports - 1, 2 &/or 3 bureaus (In
mortgages, HELOCs, auto, personal, RV, credit card, etc.)
Account Review & Refresh credit reports
(credit reports on current customers)
New Deposit customer verifications (credit report, Soc. Sec.
Employment Credit Reports
Experian Business Credit Profile
Flood Determination & Life Loan
Income Tax verifications 4506-T
CreditXpert (Identify possible reporting problems and
how much they can increase their credit
Dispute Incorrect Credit Reports
ID Verifications (Experian Authentication
Add a Spouse (to an individual file)
Add a Bureau (to a 1 or 2 bureau report)
Un-merge a Joint File
Training by Certified FICO Pro
Real People for you and your customers to talk to
All ServicePlus Consumer and MCL Mortgage credit report formats
include, at no extra charge:
Notice Risk Based Notice
Experian OFAC Search
Adverse Summary Report
Sources of Information
Consumer Copy of the C/R
Options for 1, 2 or 3 bureaus
Pre-Qualifing Analysis Form
Expanded Permissible Purpose Code
Creditor’s addresses and phone numbers
Other Optional Reports available are:
AVMs, Fraud Searches, ID Verifications,
Authentication Solutions, Un-Merged report with new file number,
and CreditXpert .
Disputes: Any reports pulled through KCB that
contains incorrect information can be disputed by us.
You can send the file to us to dispute.
Or: You can send the consumer to us.
Communications: You, your employees and your customers have a
real person to talk to if there is a question on the credit reports.
Training: Our, Certified FICO Pro, employees can
instruct your employees on how to correctly pull, read and understand
credit reports and credit scores. Your employees will then be
able to explain the reports and scores to your customers.
Please call us for more information, 888-852-2574