FAIR CREDIT REPORTING ACT

and

FAIR AND ACCURATE CREDIT TRANSACTIONS ACT

 
 

Below are links to PDF files for the FCRA, the FACT Act and the dates of the effective dates of the various
sections.

The FACT Act is a separate act from the FCRA (Fair Credit Reporting Act).  However the FCRA, as signed
into law in December 2003, contains the provisions of the FACT Act.

If you have any questions on either the FACT Act or the FCRA, please call us.
 
 

Fair Credit Reporting Act
 

FACT Act
 

Effective Dates
 
 
 
 
 
 

Updated 12-5-04