KCB Information Services
11 N. 6th St. / Suite A  /  Pekin Illinois 61554                    PH. 309-353-5527  Fax:  309-353-5541

                                 COMMON CODES

              Account Types (you can enter these codes when pulling reports):
 

00  Auto Loan  10  Business Loan w/ Personally Guaranteed
01  Unsecured Loan  18  Credit Card
04  Home Improvement Loan 20  Note Loan
06  Installment Sales Contract 21  Note Loan with Co-Signer
07  Revolving Account 23  Secured by Household Goods
08  Mortgage Loan 91  Debt Consolidation

                     Status Codes (can be used with the Instant Update or Bullseye):
 

11  Current Account 93  Assigned to collections
12  Paid As Agreed  95  Voluntary Repo
64  Paid Charge-off 96  Repossession
68  Settled for less than balance 97  Charge Off
85  Cancel Skip Locator 98  Activates Skip Locator
86  Now paying, was a charge off 04  (Metro 1) ,   DA (Metro 2)  Delete file from credit report

                                            ECOA (Association) Codes:
 

1  Individual  6  On Behalf of (other then spouse)
2  Joint - Contractual Resp 7  Signer (account guaranteed by)
3  Authorized User W or I   Business
4  Joint Account Cosigner) X  Deceased
5  Cosigner 0  Undisignated

 

                                           KOB (Kind Of Business Codes):
 

AC   Auto Lease FL or FS   Savings & Loan
BB   Bank FZ   Misc. Finance Company
BC   Bank Credit Card YA, YB, YD or YF    Collection Dept 
BI    Bank Installment YC  Collection Agency 
BM  Bank Mortgage YL   Collection Attorney 
DC   Complete Dept. Store ZB   Credit Report Broker
EB   Business Education ZC   Credit Bureau
EL   Student Loan ZZ   Misc.
FC   Credit Union

                                                        Trade Line Codes
 

AMT TYPES        PYMT HISTORY 5  = 150 days past due
L  =  Line of Credit C  =  CURRENT 6  =  180 days past due
H  =  High Credit N  =  Current Account/Zero Bal - No update tape received 7  =  Ch 13 Bankruptcy 
8  =  Foreclosure proceeding or deed in lieu
0   =  Original Amount 0  =  Current account/Zero Bal. reported on update tape 9  =  Ch 7, 11 or 12 Bankruptcy
G  =  Collection
C  =  Charged Off Amount 1  =  30 days past due H  =  Foreclosure

2  =  60 days past due J   =  Voluntary Surrender 
 MONTH PAY 3  =  90 days past due K  =  Repossession
A  =  Actual amount paid 4  =  120 days past due L  =  Charge off ( Profit or Loss)
E  =  Estimated monthly payment -   =  (dash)  Ho history reported Blank  = No history maintained