KCB
Information Services
CREDIT
INFORMATION LINKS
ID Theft
We will have classes on how to identify and respond to I. D. Theft
Wed. Oct. 29th. at 2:00pm ( call to reserve a seat)
The title for the class is:
ID Theft and ID Verifications
We will give a brief history and evolution of I D THEFT.
We will describe how to identify ID Theft and Credit Fraud.
We will explain the different services we can offer so you can
comply with the Red Flag rules.
Red Flag Regulations are
required to be implemented by all Federally insured banks and credit
unions.
They require each institution to develop a SOP (standard operating
procedure) to identify credit fraud and ID Theft,
how to respond to possible incidents or notices provided by the
policies and to train all employees in SOPs on
Red Flag developed by the
institutions.
The cost for our members is $0.00, free. The cost for non-members
is $50.00
Call or e-mail us today to reserve a seat. 309-353-5527.
Click
here for a list and description of all our credit products.
Click
here for links to our customers Click
here to see what our Members are saying about our service.
Click
here for past newsletters Associated
Credit Bureaus (also for E-OSCAR sign up &
information)
Skip
tracing
(locate lost customers and friends and many other searches)
TU will not sell you a credit report unless you sign up for their
monitoring service. Then you need to cancel before the 30 days
are
up!
Experian
Consumer web page (get your Experian credit report - for a fee)
Equifax
Consumer Web Page (get your Equifax credit report - for a fee)
TransUnion
Consumer Web Page (get your TransUnion Credit Report - for a fee)
Medical Information Bureau
(order a copy of your medical records used by insurance companies)
Common
Codes
Used In Credit Reports
HMDA & GEO
CODES
I
D THEFT INFORMATION
I
D MONITORING
V.A. ID Theft toll free number: 1-800-333-4636
ID
Theft Horror Story
FCRA free annual credit
report information
(You get 1 free credit report
from
each of the 3 national credit bureaus, each year.)
FCRA
AND FACT ACT INFORMATION
AMERICA by John
Wayne
Financial Information &
Planning for Consumers & Educators
Last up dated: 10-2-08