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CREDIT INFORMATION LINKS

CREDIT REPORT SEMINARS

Consumer and Merged and Mortgage User’s Meeting
Friday, March 23, 2012
11 N 6th Street, Pekin, IL 61554

9:30am
This class will show you how to pull better and more complete credit reports.
You will learn how to make more and better loans decisions.
We will review all the options for the Merged programs.

1:00pm
Single Bureau Consumer Credit Reports
You will learn the steps to take to help your customers correct and improve their report and scores.
We will review Experian, Equifax and KCB Express Credit Searches

We will have several computers set up for both session, so everyone can
log on and review what we talked about

We will conduct FREE credit seminars for
Money Smart Week
in the Peoria/Pekin area, Bloomington/Normal,
in Decatur and in Springfield.

We will have two classes in Bloomington on April 26, 2012.
ID Theft: Prevention and Recovery
1st State Bank Bank, 204 N Prospect at 9:30am.

Credit Scores: The Silent Killer
1st State Bank Bank, 204 N Prospect at 10:30am

Dates for the other classes should be posted here by the end of January
or check out MoneySmartWeek.org

Click here for links to our customers Click here to see what our Members are saying about our service.

Click here for past newsletters Associated Credit Bureaus (also for E-OSCAR sign up & information)

Skip tracing (locate lost customers and friends and many other searches)

E-Verify (verify employee eligibility to work in the USA)

TU will not sell you a credit report unless you sign up for their monitoring service. Then you need to cancel before the 30 days are up!

Experian Consumer web page (get your Experian credit report - for a fee)

Equifax Consumer Web Page (get your Equifax credit report - for a fee)

TransUnion Consumer Web Page (get your TransUnion Credit Report - for a fee)

Medical Information Bureau (order a copy of your medical records used by insurance companies)

Common Codes Used In Credit Reports

GSA Excluded Parties List

HMDA & GEO CODES

I D THEFT INFORMATION

I D MONITORING

V.A. ID Theft toll free number: 1-800-333-4636

ID Theft Horror Story

FCRA free annual credit report information
(You get 1 free credit report from each of the 3 national credit bureaus, each year.)

FCRA AND FACT ACT INFORMATION